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Licensed & Family-Owned
Clovis, CA · Central Valley
Trusted Since 1995◆
Family-Run Brokerage◆
30+ Years Experience◆
Central Valley California◆
Group Employee Benefits◆
Free Consultation Available◆
Trusted Since 1995◆
Family-Run Brokerage◆
30+ Years Experience◆
Central Valley California◆
Group Employee Benefits◆
Free Consultation Available◆
Main Pages
6 pagesServices
8 pages- All ServicesOverview of everything we offer.
- Group Medical & DentalCore employer-sponsored coverage.
- Vision & Group LifeVision plans and group life benefits.
- LTD, STD & WorksiteDisability and worksite benefits.
- Section 125 & POP PlansPre-tax premium savings.
- Payroll & ComplianceIntegrated payroll, ACA, COBRA.
- Individual MedicalCoverage for individuals and families.
- Small BusinessPlans for groups of 2 to 50.
Resources
2 pagesBlog
10 pages- All ArticlesBenefits strategy, costs, and compliance.
- Payroll and Compliance Essentials for California BusinessesRunning payroll in California is more complicated than calculating hours, applying a tax rate, and sending employees their pay.
- Small Business Health Insurance in California: A Complete GuideChoosing health coverage for a small team is rarely as simple as picking the lowest monthly premium.
- How to Choose the Best Individual Health Insurance Plan in CaliforniaChoosing health coverage can be overwhelming, especially when plans differ in costs, networks, and benefits.
- Long-Term vs. Short-Term Disability Insurance in California ExplainedA serious illness or injury can interrupt your ability to work and earn an income with little warning.
- Why Group Life Insurance Is an Essential Employee BenefitEmployee benefits are often judged by what employees can use today, but the most valuable benefits also provide protection when life takes an unexpected turn.
- Why Businesses Need a Commercial Insurance Broker in CaliforniaRunning a business in California comes with exciting opportunities, but it also brings unique risks. From property damage and liability claims to employee benefits and industry regulations, business owners face challenges that require the right insurance strategy.
- How Small California Businesses Are Cutting Health Insurance Costs Without Cutting BenefitsPremiums are rising again in 2026, but California small businesses don't have to cut benefits to cut costs. See the plan design, carrier, and compliance moves that work.
- How Small California Businesses Out-Retain Bigger Competitors Without Out-Spending ThemSmall California businesses can out-retain bigger competitors without out-spending them. See the 5-part benefits package — medical, dental, life, retirement, and voluntary — that keeps top talent.
- 7 ACA Compliance Mistakes That Are Quietly Costing California Employers ThousandsMost California employers with 10 to 50 employees are one missed form away from a penalty letter they never saw coming. Here's what trips them up, and how to fix it before it becomes expensive.
Ready When You Are
Secure Your Legacy
Free consultation. Honest answers. Custom plans for groups of 2–50+ employees.