Group Benefits Built For Your Business.
Comprehensive employee benefit programs, including business health insurance, medical, dental, vision, life, disability, payroll, and compliance, designed for California small businesses with 2 to 50+ employees. We also provide employee benefits insurance in California, group health insurance plans, and trusted group insurance services tailored to your business needs.
Health, dental, vision and beyond.
Group Medical
PPO, HMO, EPO, and HSA-eligible plans from California's top carriers including Anthem, Blue Shield, Kaiser, Health Net, and UnitedHealthcare.
- Free quote in 24 hrs
- 2 employees minimum
- Annual renewal strategy
- Network optimization
Group Dental
PPO and HMO dental plans with broad provider networks, preventive coverage at 100%, and predictable monthly premiums.
- Voluntary or employer-paid
- Orthodontic riders available
- Direct-to-provider enrollment
Vision
Affordable vision benefits with allowances for exams, frames, contacts, and laser correction add-ons.
- VSP & EyeMed networks
- Low monthly premiums
- High employee participation
Group Life & AD&D
Cost-effective group term life insurance with optional accidental death & dismemberment riders. Voluntary buy-up coverage available.
- Guaranteed issue amounts
- Spouse & dependent options
- Portable coverage
LTD / STD
Short and long-term disability income protection so your employees keep paychecks coming during illness or injury.
- Up to 60–70% income replacement
- Employer or voluntary plans
- Custom elimination periods
Worksite & Voluntary
Accident, critical illness, hospital indemnity, and cancer plans that give employees affordable extra protection.
- No-cost to employer options
- Payroll-deducted
- Easy enrollment
Payroll & compliance done right.
Payroll Services
Fully integrated payroll processing that syncs with your benefit deductions, tax filings, and quarterly reporting.
- Direct deposit
- Quarterly & year-end tax filing
- Time tracking integrations
Compliance Support
ERISA, ACA, COBRA, HIPAA, Section 125 / POP plans, and 5500 filings , handled by experts who do this every day.
- Annual compliance reviews
- Required notices & SPDs
- Audit support
From quote to coverage in 4 steps.
Discovery Call
We learn about your team, goals, and budget , free of charge, no obligation.
Custom Proposal
We shop multiple carriers and present 2–3 tailored options with clear pricing.
Employee Enrollment
On-site meetings or electronic enrollment , your call. We make it easy.
Year-Round Service
Claims help, ID cards, renewals, compliance , we handle it so you don't have to.
Employee benefits FAQs
Secure Your Legacy
Free consultation. Honest answers. Custom plans for groups of 2–50+ employees.