Vision & Group Life Insurance
Low-cost vision insurance in California and dependable group life coverage, placed by a licensed California life insurance broker who has served Central Valley employers since 1995.
What vision insurance covers
Vision insurance plans in California are inexpensive and heavily used, which is exactly why employees notice them. A single pair of progressive lenses often costs more than a full year of premium.
We match your team to the network their current optometrist already accepts, then quote employer-paid and voluntary versions side by side.
Annual eye exam
Covered in full after a small copay on nearly every plan
Frame allowance
$130 to $200 every 12 or 24 months
Lens options
Single vision, bifocal, trifocal, plus progressive upgrades
Contact lenses
Allowance in place of glasses each benefit year
LASIK discounts
Negotiated pricing through VSP and EyeMed networks
Group life insurance that protects families
Group life insurance in California is the benefit nobody thinks about until it matters. Because it is underwritten on the group instead of the individual, healthy and unhealthy employees alike receive coverage up to the guaranteed issue amount with no medical questions.
Flat Benefit
Every eligible employee receives the same amount, often $15,000 to $50,000. The simplest group life insurance design to administer.
Salary Multiple
One or two times annual earnings, capped at a guaranteed issue limit so nobody needs a medical exam.
Voluntary Buy-Up
Employees purchase additional coverage for themselves, a spouse, or children through payroll deduction at group rates.
Why use an independent broker for group insurance in California?
A captive agent shows you one company's rate sheet. We quote the full market, layer medical and dental, disability, vision, and life into one package, and keep the paperwork moving so your HR staff is not chasing carriers.
Vision & life FAQs
Group vision insurance in California typically runs $6 to $12 per employee per month. Because premiums are low and usage is high, vision is one of the most cost-effective benefits an employer can add.
Secure Your Legacy
Free consultation. Honest answers. Custom plans for groups of 2–50+ employees.