Section 125 Plans in Selma
Selma businesses compete for workers against larger Fresno employers twenty minutes north. A Section 125 cafeteria plan in California raises the value of a Selma paycheck without raising the wage the company pays.
Competing on net pay, not gross pay in Selma
A Selma employer cannot always match a Fresno wage offer. What they can do is make sure nothing in the paycheck is being taxed unnecessarily.
A cafeteria plan in California often adds the equivalent of a small raise for every enrolled Selma employee, funded entirely by taxes nobody needed to pay.
How a Selma cafeteria plan is put together
We start by looking at how the Selma company currently deducts premiums. If deductions are post-tax, the fix is a plan document and a payroll code change, and the savings begin on the next run.
Deduction audit
We check whether Selma payroll is already pre-tax and whether a valid document supports it.
Written plan
Document, resolution, and SPD prepared for the Selma employer's permanent file.
Employee communication
One short meeting so Selma staff understand the change before it appears on a check.
Section 125 premium only plan versus a full cafeteria plan
A Section 125 premium only plan in California covers insurance premiums and nothing else. The full cafeteria plan adds FSA and dependent care accounts, which help Selma employees with childcare and out-of-pocket medical costs.
Ongoing compliance for Selma employers
Documents must be restated periodically and tested annually. We keep the Selma plan current so a pre-tax deduction taken years ago is still supported by paperwork today.
Section 125 & cafeteria plans near Selma
We set up Section 125 cafeteria plans and premium only plans for employers across California's Central Valley. Explore a nearby community or return to the main service page.
Cut Payroll Taxes in Selma
Free consultation for Selma employers. Section 125 cafeteria plan and premium only plan documents prepared, adopted, and maintained for you.