When building a benefits package, health insurance often takes center stage—but don’t underestimate the value of dental and vision coverage. These supplemental benefits are consistently ranked among the most desired by employees and can significantly enhance your company’s retention and recruitment efforts.
Why Offer Dental and Vision?
1. Affordable for Employers
Dental and vision plans are typically low-cost compared to medical insurance. They can be:
- Fully employer-paid
- Shared-cost between employer and employee
- Offered as voluntary benefits (100% employee-paid)
Flexible funding options allow you to enhance your benefits package without breaking your budget.
2. Preventive Care Pays Off
Regular dental checkups and vision screenings help catch issues early—before they become expensive or disruptive. Plus, eye exams can detect chronic conditions like diabetes and high blood pressure.
Healthier employees = fewer absences and higher productivity.
3. Employee Expectations
Today’s workforce expects comprehensive benefits. Offering dental and vision:
- Demonstrates your commitment to employee well-being
- Helps attract and retain top talent
- Makes your benefits package more competitive with larger companies
What Do These Plans Typically Cover?
- Dental: Exams, cleanings, X-rays, fillings, root canals, crowns, and orthodontics (with optional upgrades)
- Vision: Eye exams, glasses, contact lenses, and discounts on LASIK or specialty lenses
Group plans often include national networks and lower out-of-pocket costs for employees.
At Rice Insurance Benefits, we help California employers design custom dental and vision packages that fit their team and their budget.
Thinking about adding dental or vision to your benefits?
Contact Rice Insurance Benefits. I’m happy to answer any questions you may have.
